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What is a loan-to-value (LTV) ratio? “the loan-to-value LTV ratio is a financial term used by lenders to express the ratio of a loan to the value of an asset purchased” The relationship between the amount of money you borrow, and the value of your purchase is also known as your loan-to-value ratio. A loan-to-value …


Almost everyone has at least one person on their shopping list that seems impossible to buy for. That person may be incredibly picky; may go out and buy everything they want when they want it; or may be someone you do not know all that well. For example, some couples who get married do not …


Gone are the days when buying an old car was synonymous to crappy car models with high price tags. The purchase of used cars has recently taken massive leaps due to the ample benefits being offered, as compared to that of buying a new car. If you opt the used car instead of buying brand …


I dedicated whole heartedly my 2 years to gym and followed each and every workout that my trainer suggested. One fine day, my trainer suddenly advised me to get my testosterone checked because I was not responding to the training. That although made me feel ashamed but in order to please my inquisitiveness, I decided …


Investment properties are excellent investment vehicles as they produce powerful ROI in the long run. Are you too interested in investing in an investment property the coming year and looking for a decent commercial mortgage? Well, your mortgage terms depend on a number of factors. The bottom-line is you have to prove to your lender …


Driving in Tulsa is a big responsibility, and having auto insurance is part of being a responsible driver. Chances are that a good driver will never have a serious accident, but it only takes one second a life to be changed forever. Never drive without being protected, and make sure coverage on the vehicle is …